Wachovia Bank's Best CD Rates

Home Price to Gold Price Ratio

2010-04-23T08:38:00.000-07:00

Home Price to Gold Price Ratio: Median single-family home price divided by the price of an ounce of gold

Chart of the day says "it currently takes 153 ounces of gold to buy the median single-family home.

This is considerably less that the 601 ounces it took back in 2001.

When priced in gold, the median single-family home is down 75% from its 2001 peak and remains well within the confines of its five-year accelerated downtrend."

Top CD Rate Surveys

==> Highest APY CDs with FDIC <==
.
CD Rates at Largest US Banks

Source: Chart of the Day

Trivia Answers: CNBC Bonus Bucks Portfolio Challenge Questions

2009-01-20T06:01:00.000-08:00

CNBC's Million Dollar Portfolio Challenge is back. Trading started November 17th, 2008. Hours: Monday 6:00 a.m. to Friday 4:00 p.m. During the week, you can post your answers even after the market closes.

==>From Daily CNBC Bonus Bucks Trivia Answers<==

Daily Answers for
1/20/09:

Squawk Box question: In her blog "The Most Expensive Consumer Cost...", Carmen Wong Ulrich says "your voice can save you dollars" on what?

Answer: health care

==> Very Best CD Rates with FDIC Survey <==

Squawk On The Street Question: What did "Dow 12,000" trader Ben Lichtenstein call a "major speed bump" on Friday?

Answer: Dow at 9,500

The Call Question: What is the name of CNBC contributor Janice Dorn's own business site?

Answer: thetradingdoctor.com

Power Lunch Question: Vanished Florida money manager Arthur Nadel handled assets for which Norse-named fund?

Power Lunch Answer: Valhalla

Street Signs Question: On Monday, which bank announced the largest loss in Great Britain's corporate history (as of Jan. 19)?

Street Signs Answer: Royal Bank of Scotland

Thanks for your support!

Closing Bell Question: In Darren Rovell's "As Seen on TV" Tournament, which TV product is numbered "1" in the "Everything Else" category?

Closing Bell Answer : Girls Gone Wild

ING Electric CD & Checking Account Rates

2009-01-16T14:59:00.000-08:00

ING Direct Rates (via email today):

Orange CD Options

Term	Annual % Yield	Effective Date
6 Month	2.00%	12/30/2008
9 Month	2.25%	12/30/2008
12 Month	2.75%	12/30/2008
18 Month	2.75%	12/30/2008
24 Month	2.75%	12/30/2008
30 Month	2.75%	12/30/2008
36 Month	2.75%	12/30/2008
48 Month	2.75%	12/30/2008
60 Month	2.75%	12/30/2008

Questions?

Call 1-800-ING-DIRECT to talk to a real person.

Annual Yield	Account Balance
2.80% APY	balances over $100,000
2.60% APY	balances between $50,000 and $99,999
0.50% APY	balances up to $49,999

All rates are variable. Annual Percentage Yields effective 12/30/08.

ingdirect.com
ING DIRECT
1 South Orange Street
Wilmington DE 19801

Questions?
Call 1-800-ING-DIRECT to talk to a real person.

Wachovia CD, Money Fund and Way2Save Interest Rates

2008-12-04T10:43:00.000-08:00

Current CD rates and terms at Wachovia Bank. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==> " CD Rates at Wachovia Bank " as of 12/04/08 <==

Term Rate APY

7 Month CD 2.57% 2.60% $5,000 Min
12 Month CD 3.54% 3.60% $5,000 Min

12/04/08: High Performance Money Market pays 3.25% on $10,000 min balance.

Other Fixed Rate CDs as of 12/04/08


Interest Rate	APY
-----------------	----------	----------
3 Months	1.00%	1.01%
6 Months	1.14%	1.15%
9 Months	1.24%	1.25%
12 Months	1.34%	1.35%
18 Months	1.44%	1.45%
24 Months	1.54%	1.55%

Way2Save A new way to save: A new account that pays a high rate on a small amount of money. I've found it makes tracking your accounts a bit of a pain with all the extra $1 transfers every time you pay a bill with your checking account online or with the debit card. With the bonus, it is a very good way to save if you are a small saver with very high effective rates.

Way2Save
Year One	Year Two	Year Three
5.00% APY	2.00% APY	2.00% APY

Way2Save Annual Bonus^{note 2}
Year One	Year Two	Year Three
5% of the eligible balance, up to $300	2% of the eligible balance, up to $300	2% of the eligible balance, up to $300

Current Libor Rates

2008-09-12T06:22:00.000-07:00

LIBOR is the London Interbank Offered Rate.

LIBOR & Other Rates

Updated 9/12/2008

	This week	Month ago	Year ago
1 Month LIBOR Rate	2.49	2.46	5.80
3 Month LIBOR Rate	2.81	2.80	5.70
6 Month LIBOR Rate	3.10	3.10	5.49
1 Year LIBOR Rate	3.13	3.23	5.23

Article=> Beware of Annuities

LIBOR is a daily reference rate based on the interest rates banks in the London wholesale money market (or interbank market) offer to lend unsecured funds to each other. LIBOR is usually slightly higher than the London Interbank Bid Rate (LIBID). LIBID is the rate the same banks are prepared to accept deposits.

==> Very Best CD Rates with FDIC <==

Beware of Annuities

Wachovia CD Rates: Best Rate is a 5.35% 5-Year CD

2008-09-10T15:49:00.000-07:00

From a rate sheet I got today at Wachovia Bank

==>  " CD Rates at Wachovia Bank "  as of 9/10/08  <== 
         Term        Rate     APY
7 Month CD    3.92%   4.00%
12 Month CD   4.21%   4.30% (1 Year)
24 Month CD   4.40%   4.50% (2 Yrs)
60 Month CD   5.21%   5.35% (5 Yrs)

More rates and terms at Wachovia Bank CD Rates

Minimum Balance $5,000
Fees may reduce earnings. Penalty may be imposed for early withdrawal.
Rates subject to change.
Article: Beware of Annuities

CD Rates at Wachovia Bank

2008-08-09T12:59:00.000-07:00

From Wachovia Bank

==>  " CD Rates at Wachovia Bank "  as of 8/9/08  <== 
         Term        Rate     APY
7 Month CD    3.92%   4.00%
9 Month CD    4.07%   4.15%
12 Month CD   4.16%   4.25%

More rates and terms at Wachovia Bank CD Rates

Minimum Balance $5,000
Fees may reduce earnings. Penalty may be imposed for early withdrawal.
Article: Beware of Annuities

Wachovia Bank CD Rates

2008-07-06T10:46:00.000-07:00

A survey of current CD rates and terms at Wachovia Bank.

==> " CD Rates at Wachovia Bank " as of 7/6/08 <==

Term Rate APY
.7 Month CD 3.92% 4.00%
12 Month CD 4.16% 4.25%

Rate Sheet for San Francisco Bay Area, Effective 6.24.2008

Term Rate APY
18 Month CD 4.31% 4.40%
24 Month CD 4.40% 4.50%
36 Month CD 4.88% 5.00%
48 Month CD 5.02% 5.15%
60 Month CD 5.12% 5.25%

Minimum Balance $5,000
Fees may reduce earnings. Penalty may be imposed for early withdrawal.
Article: Beware of Annuities

Other Wachovia Rates and Terms

Wachovia Featured CDs: 5.25% 5-YR CD

2008-06-24T21:04:00.000-07:00

Today's CD Rates at Wachovia, San Francisco Bay Area
Effective 6.24.2008

. Term Rate APY
.7 Month CD 3.92% 4.00%
12 Month CD 4.16% 4.25%
18 Month CD 4.31% 4.40%
24 Month CD 4.40% 4.50%
36 Month CD 4.88% 5.00%
48 Month CD 5.02% 5.15%
60 Month CD 5.12% 5.25%

Minimum Balance $5,000
Fees may reduce earnings. Penalty may be imposed for early withdrawal.
Article: Beware of Annuities

Other Wachovia Rates and Terms

Wachovia Special CD Rate: 4.25% 1 Year CD & 4.00% for 7 Months

2008-06-24T11:21:00.000-07:00

We have a report that the "LA Times" ran an advertisement on Sunday June 22nd with the following:

4.00% APY for a 7 month CD
4.25% APY for a 12 month CD
$5,000 minimum

800-922-4684

Wachovia Bank

You can often get higher than advertised rates at your local branch if you do your homework. Print out this Highest CD Rate Survey and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

We often get better than advertised rates if we bring in our own rate sheet survey, especially if it keeps us from taking our money from a renewing CD to another bank. It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check.

Bottom line: It never hurts to ask the teller if better rates are available.

CD Rates at Wachovia Bank " as of 6/13/08

2008-06-13T21:12:00.000-07:00

A survey of current CD rates and terms at Wachovia Bank. Read Wachovia Bank Unpublished CD Rates for more rates and terms

==> " CD Rates at Wachovia Bank " as of 6/13/08 <==

Featured CD Term¹	Interest Rate	APY²	Minimum Opening Deposit
5 Year (60 month) CD	4.64%	4.75%	$5,000

Note, a Wachovia checking account is required to open a Featured CD

Read Wachovia Bank Unpublished CD Rates for more rates and terms

Other Fixed Rate CDs
Term
	1,000 to $9,999	$10,000 to $49,999	$50,000 to $99,999	_$100,000 and above
	APY	APY	APY	APY
3 Months	1.01%	1.06%	1.11%	1.16%
6 Months	1.11%	1.16%	1.21%	1.26%
9 Months	1.16%	1.21%	1.26%	1.31%
12 Months	1.21%	1.31%	1.41%	1.51%
18 Months	1.80%	1.80%	1.80%	1.80%
24 Months	1.80%	1.80%	1.80%	1.80%