Wachovia CD, Money Fund and Way2Save Interest Rates

Current CD rates and terms at Wachovia Bank. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==> " CD Rates at Wachovia Bank " as of 12/04/08 <==

Term Rate APY

7 Month CD 2.57% 2.60% $5,000 Min
12 Month CD 3.54% 3.60% $5,000 Min

12/04/08: High Performance Money Market pays 3.25% on $10,000 min balance.

Other Fixed Rate CDs as of 12/04/08

Interest Rate	APY
-----------------	----------	----------
3 Months	1.00%	1.01%
6 Months	1.14%	1.15%
9 Months	1.24%	1.25%
12 Months	1.34%	1.35%
18 Months	1.44%	1.45%
24 Months	1.54%	1.55%

Way2Save A new way to save: A new account that pays a high rate on a small amount of money. I've found it makes tracking your accounts a bit of a pain with all the extra $1 transfers every time you pay a bill with your checking account online or with the debit card. With the bonus, it is a very good way to save if you are a small saver with very high effective rates.

Way2Save

Way2Save

Way2Save Annual Percentage Yields

Year One	Year Two	Year Three
5.00% APY	2.00% APY	2.00% APY

Way2Save Annual Bonus ^{note 2}

Year One	Year Two	Year Three
5% of the eligible balance, up to $300	2% of the eligible balance, up to $300	2% of the eligible balance, up to $300

Current Libor Rates

LIBOR is the London Interbank Offered Rate.

• Current Libor Rates
  
• Historical Libor Rates
  

LIBOR & Other Rates

Updated 9/12/2008

This week Month ago Year ago 1 Month LIBOR Rate 2.49 2.46 5.80 3 Month LIBOR Rate 2.81 2.80 5.70 6 Month LIBOR Rate 3.10 3.10 5.49 1 Year LIBOR Rate 3.13 3.23 5.23

Article=> Beware of Annuities

LIBOR is a daily reference rate based on the interest rates banks in the London wholesale money market (or interbank market) offer to lend unsecured funds to each other. LIBOR is usually slightly higher than the London Interbank Bid Rate (LIBID). LIBID is the rate the same banks are prepared to accept deposits.

==> Very Best CD Rates with FDIC <==

Beware of Annuities

Wachovia CD Rates: Best Rate is a 5.35% 5-Year CD

From a rate sheet I got today at Wachovia Bank

==>  " CD Rates at Wachovia Bank "  as of 9/10/08  <== 
       
  Term        Rate     APY
7 Month CD    3.92%   4.00%
12 Month CD   4.21%   4.30% (1 Year)
24 Month CD   4.40%   4.50% (2 Yrs)
60 Month CD   5.21%   5.35% (5 Yrs)    

More rates and terms at Wachovia Bank CD Rates

• Minimum Balance $5,000
• Fees may reduce earnings. Penalty may be imposed for early withdrawal.
• Rates subject to change.
  
  
• Article: Beware of Annuities

CD Rates at Wachovia Bank

From Wachovia Bank

==>  " CD Rates at Wachovia Bank "  as of 8/9/08  <== 
       
  Term        Rate     APY
7 Month CD    3.92%   4.00%
9 Month CD    4.07%   4.15%
12 Month CD   4.16%   4.25%        

More rates and terms at Wachovia Bank CD Rates

• Minimum Balance $5,000
• Fees may reduce earnings. Penalty may be imposed for early withdrawal.
  
  
• Article: Beware of Annuities

Wachovia Bank CD Rates

A survey of current CD rates and terms at Wachovia Bank.

==> " CD Rates at Wachovia Bank " as of 7/6/08 <==

Term Rate APY
.7 Month CD 3.92% 4.00%
12 Month CD 4.16% 4.25%

Rate Sheet for San Francisco Bay Area, Effective 6.24.2008

Term Rate APY
18 Month CD 4.31% 4.40%
24 Month CD 4.40% 4.50%
36 Month CD 4.88% 5.00%
48 Month CD 5.02% 5.15%
60 Month CD 5.12% 5.25%

• Minimum Balance $5,000
• Fees may reduce earnings. Penalty may be imposed for early withdrawal.
  
  
• Article: Beware of Annuities

Other Wachovia Rates and Terms

Wachovia Featured CDs: 5.25% 5-YR CD

Today's CD Rates at Wachovia, San Francisco Bay Area
Effective 6.24.2008

. Term Rate APY
.7 Month CD 3.92% 4.00%
12 Month CD 4.16% 4.25%
18 Month CD 4.31% 4.40%
24 Month CD 4.40% 4.50%
36 Month CD 4.88% 5.00%
48 Month CD 5.02% 5.15%
60 Month CD 5.12% 5.25%

• Minimum Balance $5,000
• Fees may reduce earnings. Penalty may be imposed for early withdrawal.
  
  
• Article: Beware of Annuities

Other Wachovia Rates and Terms

Wachovia Special CD Rate: 4.25% 1 Year CD & 4.00% for 7 Months

We have a report that the "LA Times" ran an advertisement on Sunday June 22nd with the following:

• 4.00% APY for a 7 month CD
• 4.25% APY for a 12 month CD
• $5,000 minimum

800-922-4684

• Wachovia Bank

You can often get higher than advertised rates at your local branch if you do your homework. Print out this Highest CD Rate Survey and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

We often get better than advertised rates if we bring in our own rate sheet survey, especially if it keeps us from taking our money from a renewing CD to another bank. It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check.

Bottom line: It never hurts to ask the teller if better rates are available.

CD Rates at Wachovia Bank " as of 6/13/08

A survey of current CD rates and terms at Wachovia Bank. Read Wachovia Bank Unpublished CD Rates for more rates and terms

==> " CD Rates at Wachovia Bank " as of 6/13/08 <==

Featured CD Term1	Interest Rate	APY2	Minimum Opening Deposit
5 Year (60 month) CD	4.64%	4.75%	$5,000

Note, a Wachovia checking account is required to open a Featured CD

Read Wachovia Bank Unpublished CD Rates for more rates and terms

Other Fixed Rate CDs

Term
	1,000 to $9,999	$10,000 to $49,999	$50,000 to $99,999	_$100,000 and above
	APY	APY	APY	APY
3 Months	1.01%	1.06%	1.11%	1.16%
6 Months	1.11%	1.16%	1.21%	1.26%
9 Months	1.16%	1.21%	1.26%	1.31%
12 Months	1.21%	1.31%	1.41%	1.51%
18 Months	1.80%	1.80%	1.80%	1.80%
24 Months	1.80%	1.80%	1.80%	1.80%