Tuesday, June 24, 2008

Wachovia Featured CDs: 5.25% 5-YR CD

Today's CD Rates at Wachovia, San Francisco Bay Area
Effective 6.24.2008

. Term Rate APY
.7 Month CD 3.92% 4.00%
12 Month CD 4.16% 4.25%
18 Month CD 4.31% 4.40%
24 Month CD 4.40% 4.50%
36 Month CD 4.88% 5.00%
48 Month CD 5.02% 5.15%
60 Month CD 5.12% 5.25%
  • Minimum Balance $5,000
  • Fees may reduce earnings. Penalty may be imposed for early withdrawal.

  • Article: Beware of Annuities
Other Wachovia Rates and Terms

Wachovia Special CD Rate: 4.25% 1 Year CD & 4.00% for 7 Months

We have a report that the "LA Times" ran an advertisement on Sunday June 22nd with the following:
  • 4.00% APY for a 7 month CD
  • 4.25% APY for a 12 month CD
  • $5,000 minimum

800-922-4684

You can often get higher than advertised rates at your local branch if you do your homework. Print out this Highest CD Rate Survey and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

We often get better than advertised rates if we bring in our own rate sheet survey, especially if it keeps us from taking our money from a renewing CD to another bank. It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check.

Bottom line: It never hurts to ask the teller if better rates are available.

Friday, June 13, 2008

CD Rates at Wachovia Bank " as of 6/13/08

A survey of current CD rates and terms at Wachovia Bank. Read Wachovia Bank Unpublished CD Rates for more rates and terms

==> " CD Rates at Wachovia Bank " as of 6/13/08 <==

Featured CD Term1 Interest Rate APY2 Minimum Opening Deposit
5 Year (60 month) CD 4.64% 4.75% $5,000

Note, a Wachovia checking account is required to open a Featured CD

Read Wachovia Bank Unpublished CD Rates for more rates and terms

Other Fixed Rate CDs
Term
1,000 to $9,999 $10,000 to $49,999
$50,000 to $99,999 _$100,000 and above
APY
APY
APY
APY
3 Months 1.01% 1.06% 1.11% 1.16%
6 Months 1.11% 1.16% 1.21% 1.26%
9 Months 1.16% 1.21% 1.26% 1.31%
12 Months 1.21% 1.31% 1.41% 1.51%
18 Months 1.80% 1.80% 1.80% 1.80%
24 Months 1.80% 1.80% 1.80% 1.80%